Don't
ignore your overseas property
insurance - disaster can
strike anywhere!
Would
you be brave enough to leave
your home in the UK uninsured?
So why do many of us buying a
home abroad immediately assume
that the rules are different
because the sun is shining -
risks still exist. Regardless
of whether your property is
occupied, unoccupied or let -
short or long term - you need
comprehensive property
insurance and cover against
potential liabilities.
UK based insurance company
Intasure offers policies that
are designed specifically to
meet the needs of the overseas
property market. Flexibility
is central to Intasure's
cover, comprehensive buildings
and contents insurance allows
you to live in, leave your
property unoccupied or let it
- short or long term. The
policy also covers loss of
rent and emergency travel and
accommodation in the event of
a major claim. For additional
peace of mind these policies
are underwritten by one of the
world's leading insurers,
Norwich Union.
No
language barriers.
Understanding exactly what
a policy includes, even in
English, can be a feat in
itself. Add to this the
complication of an unfamiliar
language and the stress
associated with making a claim
and the whole process could be
doubly hard. Intasure's
documentation is entirely in
English and all claims and
enquiries are reported to and
resolved by a UK-based English
speaking support team.
Community Insurance can
be misleading
Local Community Insurance
cover can be deceptive. It is
designed to protect communal
areas such as boundary walls,
entrances and staircases (in
the case of apartments), but
not as comprehensive cover for
your specific property. It is
invariably written in the
language of origin, which
makes it hard to fully
understand what the cover
includes. Owners can
mistakenly believe that
Community Insurance covers
their home, discovering too
late that it does not.
Essential Liability
cover
Intasure's comprehensive
cover is also ideal for anyone
who lets their property,
particularly with the current
trend toward litigation.
Intasure's policy
automatically includes £2,000,000
Public Liability cover, far in
excess of many other European
policies (in Spain for
example, typically 30,000€
Approx. £20,000). Cover is
available for homes in Spain,
France, Portugal, Italy,
Greece, Cyprus and the
Republic of Ireland. For a
quick quote or to arrange
immediate cover visit the
Intasure web site: www.intasure.com
.
example
properties
5
bedroom villa in Altinkum, Turkey. Price:
£36,000 bought between 10 people at £4,100
including costs